© 2026 Della Group. All Rights Reserved.
Okay, first off - set up your MPC wallet with just your Google login or Face ID. Boom, done in 30 seconds. No scribbling down 12 words that could get you hacked if your phone's stolen. Why? 'Cause MPC splits your private into shares - you hold one, the provider like Portal holds the other. Neither can move funds alone. It's like a safe needing two keys, but digital and invisible.
In my experience, this is a game changer on Solana. Fees stay tiny, like ~0.000005 SOL per tx, and you don't sweat recoveries. Sound familiar? You've probably lost a seed phrase once. Never again.
Look, traditional wallets? One private. Lose it or get phished, you're toast. MPC - Multi Party Computation - shreds that into pieces. No full ever exists. On Solana, it's perfect 'cause the chain's fast and cheap anyway.
Portal's the go to for Solana MPC. They use TSS - Threshold Signature Scheme - with a 2-of-2 setup. You sign with your share, they sign with theirs. Parallel backups mean four shares total for reliability, but still stupid simple.
The thing is, it looks like a normal wallet on chain. No weird multisig gas hikes. Just send USDC or SOL like normal, but safer.
Solana's got $11.7 billion in stablecoins as of early 2025. Payments apps love it - remittances, freelancer payouts. MPC embedded wallets make non crypto folks join without friction. Grey app? Sends USDC cross border, no exchange risk. You can too.
| MPC | Multisig | Seed Phrase Wallet | |
|---|---|---|---|
| Security | shares split, no single failure point. Hack one? Useless. | Multiple keys, but on chain visible and chain specific. | One stolen = gone. |
| Speed | Fast signing, no gas for MPC ops. ~30s setup. | Slower, higher fees like 0.01 SOL extra sometimes. | Quick, but risky. |
| Recovery | Biometrics or social login backups. Encrypted shares. | Co signer drama. | Hope you wrote it down right. |
| Solana Fit | Embedded in apps, scales to millions. | Works, but clunky for payments. | Phantom's great, but not for newbies. |
Honestly, MPC wins for everyday use. Multisig's old school, good for DAOs maybe. But for you sending stablecoins? MPC all day.
Portal's free dev account. Let's do this step by step. I usually test on devnet first - costs nothing.
curl -X POST 'https://mpc client.portalhq.io/v1/generate' \
-H 'Content type: application/json' \
-H 'Authorization: Bearer YOURAPIKEY' \
-d '{}'Response spits out your wallet address and your share. Solana ready. Boom.
What's next? Fund it. Send ~0.01 SOL or USDC to that address from Phantom. Fees? Negligible.
Now, send 0.0001 SOL. One API call. No building txs manually.
curl -X POST 'https://mpc client.portalhq.io/v1/assets/send' \
-H 'Content Type: application/json' \
-H 'Authorization: Bearer YOURAPIKEY' \
-d '{ "share": "YOURSHAREFROMGENERATE", "chain": "solana devnet", "token": "NATIVE", "to": "SOMEDEVNET_ADDRESS", "amount": "0.0001"
}'It signs with both shares, broadcasts. Done. Swap "solana devnet" to "solana" for mainnet. Tokens? Use "USDC" or SPL ticker.
Pro tip: Test small. I once fat fingered an amount - lost 0.1 SOL on mainnet. Ouch.
Issue one: API leaked. Revoke it in dashboard, regen. Shares refresh on login anyway in some setups.
Lost device? Backup share's encrypted off device. Social recovery or biometrics pulls it back. 30s.
High fees? Nah, Solana's ~0.000005 SOL. But network congestion? Wait or use priority fees via API params.
Can't receive? Generate address anytime. Share it freely - public.
In my experience, the big one is forgetting devnet vs mainnet. Always double check "chain".
Bleap: Zero fee global transfers, DeFi yields up to 5x banks. Embedded MPC, users control funds.
Bando: US Mexico remittances. On/off ramps, treasury MPC for multi chain holds.
You building payments? Embed Portal SDK in your app. Web3 connect without downloads. Freelancers get USDC instantly - no banks.
Shamir's Secret Sharing splits. TSS MPC never rebuilds it fully. Provider can't steal, you can't without them - perfect balance.
Two of two parallel: Simple. Fewer parties, less collusion risk. Enclave runs in AWS Nitro - hardware isolated.
Privacy? Homomorphic encryption in some MPC - compute on encrypted data. Auditors see sums, not details.
refresh? Advanced ones rotate shares every few mins. Hacker grabs one? Expired.
But wait, is it perfect? Nothing is. If provider goes rogue and you slip up, risk exists. That's why self custody your share.
Enclave MPC API for hot wallets. Manage company funds, sign DeFi txs. Add chains easy - SOL to ETH swaps via API.
Why does this matter? Scales your side hustle to biz. Stablecoins on Solana hit $5.7B growth in Jan 2025 alone.
I run MPC for payments. Receive freelance USDC - auto to bank via ramp. Yields in DeFi without touching keys.
Watch for: Thresholds. 2-of-2 means both needed every time. No solo spends - that's the point.
Mix with hardware? Some do hybrid. But pure MPC's fine for 99%.
Okay, one more. Recovering. Log in elsewhere, encrypted backup share syncs. No seed panic.
| Action | Cost | Notes |
|---|---|---|
| Wallet Gen | Free | No gas. |
| Sign Tx | ~0.000005 SOL | Solana base. Provider free tier. |
| Backup/Recovery | Free | Off chain. |
| Scale to 1M Users | Portal pricing tiers | Contact for enterprise. |
Pretty much free to start. Mainnet txs add Solana fee only.
Personal: Daily SOL/USDC sends. Safer than Phantom for big holds.
Freelance: Invoice in stablecoins. Clients pay via link - you MPC receive.
App Dev: Embed for users. No wallet install barrier.
Remittances: Bando style, zero fees global.
DeFi: Sign into protocols without exposing keys.
Honestly, if you're on Solana, MPC's the future. Stablecoins eating payments. Jump in.
Stuck? Hit Portal docs. Testnet play money everywhere. You'll get it quick.
© 2026 Della Group. All Rights Reserved.